What if your credit card is overdue and you can't pay?

1、You can negotiate with the bank to apply for personalized installment. For users who are overdue to repay their credit cards, they can find the corresponding bank to apply for the current overdue amount to be repaid in installments. In the case of reduced repayment pressure,credit card payments processing the subsequent repayment will be easier. It should be noted that if a personalized installment plan is reached, do not overdue again.

2. If the negotiation is not successful in repaying part of the amount each month. If the user applies for installment repayment the bank does not agree, and the intervention of the BPC is still unsuccessful, you can repay into a small amount every month on your own,floor washing machine commercial indicating that you are not malicious overdue, but only have repayment pressure, this can also avoid the bank to money fraud charges against the user, and later find a way to try to earn money to improve income.

3, if you can find friends and relatives to help. Credit card overdue will not only affect credit, increase the cost of repayment, but also be called or even prosecuted. You can confess to your family, friends and relatives early to pay off the outstanding amount first, and then repay the borrowed funds to your friends and relatives subsequently, which can avoid the increase in debt caused by the long overdue period.